Ringing in a New Year Built on Relationships

Posted on: 30 December 2014

By Ken Kapner

It’s natural at this time of year to pause and take a moment to reflect on what we’ve seen, experienced, and accomplished over the past 12 months. As I think back on all that’s occurred with GFMI this year, I keep coming back to the concept of “relationship.” When we…

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Municipal Bonds – 2014 Update

Posted on: 11 December 2014

By Ken Kapner

A glance at some of the financial markets headlines over the past two months will tell you why we’re featuring our second article on municipal bonds within the past two years: Detroit Bankruptcy is Marked by Speed Fed Will Consider Adding Municipal Debt as Quality Asset World Trade Center Tower…

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The Fed and the Quest for Normalization

Posted on: 14 October 2014

By Ken Kapner

It is no secret that the Fed’s, or more specifically, the Federal Open Market Committee’s (FOMC),  asset purchases have created an enormous amount of money in the financial system. Traditionally, pre-crisis, the Fed would simply execute an overnight reverse repo transaction (ON RRP), sometimes known as matched sales, in order…

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What’s the Low Down or the Upshot on Binary Options?

Posted on: 7 August 2014

By Ken Kapner

For some time now, investors have been reaching for yield as interest rates remain low. Trying to cope with this low yield environment, investors are taking on more risk by seeking high yield bonds and structured products among others. In the case of structured products, I often wonder whether investors…

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Financial Statement Analysis: The Road Map to Analyzing Client Needs and Driving Sales

Posted on: 16 June 2014

By Ken Kapner

Financial Statement Analysis holds the key to understanding your clients’ businesses, identifying attractive loan and other financial transaction opportunities, reducing credit losses, and increasing profits. We’re all too familiar with opportunities that are overlooked, mainly because bank relationship managers don’t understand the nuances of their clients’ financial statements and don’t…

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Regulation, GSEs, and Housing Finance Reform

Posted on: 2 June 2014

By Ken Kapner

Last month, we published an article on the Volcker Rule and where to begin to incorporate it from a compliance perspective. The article, written by Lisa Kim Estrada, provided commentary on how to proceed with the task of implementing the rule and how to deal with the six requirements for…

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Duration and Rising Interest Rates

Posted on: 16 May 2014

By Ken Kapner

It is difficult to read a paper today or listen to a business news report without reference to interest rates going higher. So I thought I would review the main interest rate risk metric used by fixed income portfolio managers: Duration. Interest Rate Risk Metric: Duration If rates do go…

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Regulation Implementation and The Volcker Rule

Posted on: 1 April 2014

By Ken Kapner

In my role as president and CEO of GFMI, I am fortunate to work with a variety of clients in numerous cities and countries. As you can imagine, in working with and visiting so many different organizations, I get a chance to discuss a variety of industry topics and to…

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