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Global Financial Markets Institute»Consumer Credit

Consumer Credit

Today’s consumer lending environment is driven by new competition and regulatory changes. Successful bankers need to overcome these challenges and develop a knowledge base that demonstrates their expertise to customers when selecting credit solutions.

 

Consumer Credit is a one-day workshop that provides the knowledge to the participants with the information needed to evaluate a borrower’s request and recommend the appropriate solution.

 

Course Objectives

By the end of the course, the participants will be able to:

  • Identify and assess different types of consumer credit including risks and pricing
  • Examine several types of critical consumer protection regulations governing the extension of consumer credit
  • Evaluate the initial credit requestwhile considering the customer’s character, capacity for repayment, and collateral offered
  • Examine the tools and techniques to prove the creditworthiness of the borrower and their capacity for repayment including
    • Credit history evaluation and forms of income and expense verification
    • Credit ratios
    • Discretionary income calculations
    • Collateral evaluation
  • Apply the overall findings of a credit investigation and financial analysis to weigh the credit risk and make an appropriate recommendation
  • Discuss, in a high-level overview, proper loan documentation, and appropriate collateral interest

Suggested Prerequisites: None

Program Level:Foundational

Advance Preparation: None

Computers and Financial Calculators: N/A

Recommended CPE Credits: 7

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  • About Us
    ▼
    • Our Story
    • Our Team
    • Our Clients
    • Strategic Alliance
    • Our Associations
  • Services
    ▼
    • Training Needs Analysis
    • Custom Built Training
    • Subject Matter Experts
  • Training Courses
    ▼
    • Alternative Investments
    • Asset Liability Management
    • Capital Markets
    • Commodities
    • Corporate Finance Course
    • Credit and Credit Analysis Course
    • Credit Derivatives
    • Derivatives
    • Digital Assets
    • Economics
    • Equities
    • Financial Statement Analysis Accounting
    • Fixed Income Courses
    • Foreign Exchange
    • Insurance
    • Municipals
    • Mutual Funds and ETFs
    • Operations
    • Portfolio Management
    • Quantitative Methods and Excel
    • Regulation and Compliance
    • Risk Management
    • Securities Lending — Repurchase Agreements
    • Securitization and Structured Finance
    • Structured Products
    • Wealth Management
  • Training Methods
    ▼
    • Classroom Training
    • Virtual Instructor-Led Training (VILT)
    • Online Learning — eLearning
    • Financial Simulation
    • Blended Learning
  • Insights
    ▼
    • eNews
    • Articles
    • Glossary
    • Blog
    • Case Studies
  • Contact us
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